Lower Health Care Premiums for All Americans Act
In progressWhat this bill is intended to do
Congress.gov hasn't published an official summary for this bill yet, it usually appears after the bill advances out of committee. The full text is linked below.
Latest action
Dec 18, 2025Received in the Senate.
How Congress voted · House roll call 348 · Dec 17, 2025
210 Yea218 Nay5 Not voting
Failed
How each party voted
Republicans0–217
Democrats210–0
Independents0–1
D62
Graded by The Quiet Ledger
The Lower Health Care Premiums for All Americans Act aims to improve access to affordable health insurance through association health plans and oversight of pharmacy benefit management services. The bill includes provisions for association health plans, stop-loss insurance, and health reimbursement arrangements, with a focus on reducing premiums and increasing transparency in pharmacy benefits.
Category gradesMembers of The Quiet Ledger see the full per-category breakdown of how this bill was graded.
Structural flags⚑ Spends without a pay-for